
Neil has been helping clients with their mortgages, remortgages and house purchases since 1979. He started his career at the Halifax Building Society. He has been an Independant Financial adviser for over 11 years and has also spent 5 years as an estate agent. For the last 5 years he has worked for himself as a Mortgage Adviser specialising in residential mortgages and personal protection.
By utilising his years of experience he is not only able to find you the most suitable mortgage, but he will also help you with the whole house buying and remortgaging process, including negotiating the price and reductions in the price, after the valuation. His clients have saved thousands of pounds by having Neil deal with the agents.
He believes that it is essential that buyers arrange their mortgage independently of the Estate Agent as he feels that there is a definite conflict of interest, as their main priority is to get the best price for their vendor (seller) and they can not do this if they are also arranging your mortgage.
Your home may be repossessed if you not keep up repayments on a mortgage or other loans secured against it.
Mortgages made simple......
23 Hawthorn Road, Droylsden, Manchester M43 7HU.
Tel & Fax 0161 370 0601 . Mobile 07961 873 561
Email neil@mortgagesneildowning.com
We do not normally charge a fee, however should a fee be charged it will typically be £275 and will be payable on completion of the mortgage. The precise amount will depend on your circumstances.
Neil Downing is a Mortgage and Protection adviser of Maine Financial LLP, which is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Services Authority.
* by clicking the above link you will be departing the regulatory site of Neil Downing. Neither Neil Downing nor First Complete is responsible for the accuracy of the content contained within the linked site.