Summary of services

 

We can advise on and arrange the following mortgages:

 

  • Guarantor mortgages 
  • Impaired credit mortgages (county court judgements, arrears, defaults & discharged bankrupts)
  • *Self certified mortgages
  • **Buy to Let mortgages & remortgages
  • **Let to Buy mortgages
  • Mortgage for second & holiday home  
  • Secured additional mortgages ***
  • Commercial mortgages ***
  • Overseas mortgages ***

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured upon it. 

 

As well as your mortgage, we can give information on the following:

 

  • Mortgage Life insurance
  • Critical Illness insurance
  • Income protection insurance
  • Family Protection
  • Buildings Insurance
  • Contents Insurance
  • Landlords Insurance
  • Accident, Sickness & Unemployment insurance
  • Home Income Plans (HIP's) Competetive Conveyancing Packages ** ***
  • Competetive Conveyancing (Purchase, selling & remortgages) ** ***

If you are interested in any of the above services, please contact us.

 

 

*The overall cost comparison for an adverse mortgage is 4.1% APR and for self-certification is 6.8%. The actual amount will depend on your circumstances.  Please ask for a personalised illustration'

 

Typically we do not charge a fee, however if we do, depending on your circumstances, it will be a maximum of 2% of the loan amount borrowed. Where a fee is charged, typically this will be £275 and will be payable on completion of the transcation.  The actual amount will depend on your circumstances.

 

 

** These products and services listed are generally not regulated by the Financial Services Authority.

*** These products and services are referred to a preferred specialist provider.

 

 

23 Hawthorn Road,Droylsden, Manchester M43 7HU. Tel & Fax   0161 370 0601  .

Mobile   07961 873 561   Email neil@mortgagesneildowning.com   

 

 

 

 

 Neil Downing is a Mortgage and Protection adviser of Maine Financial LLP, which is an Appointed Representative of  First Complete Ltd which is authorised and regulated by the Financial Services Authority. 

 First Complete Ltd is a Registered Company (Registration Number 05416236).  The Registered Address is Newcastle House, Albany Court, Newcastle Business Park, Newcastle Upon Tyne, NE4 7YB

 

 

* by clicking the above link you will be departing the regulatory site of Neil Downing. Neither Neil Downing nor Home of Choice is responsible for the accuracy of the content contained within the linked site.

 

*

 

* by clicking the above link you will be departing the regulatory site of Neil Downing. Neither Neil Downing nor First Complete is responsible for the accuracy of the content contained within the linked site.